/* ==========================================================================
   Austin Friars Financial Services - Production Stylesheet
   Modern, Ultra-Responsive, Accessible (WCAG AA) Architecture
   ========================================================================== */

/* --- Custom Properties / Design Tokens --- */
:root {
  /* Brand Color Palette */
  --color-primary: #183c2b;          /* Deep British Racing Green */
  --color-primary-dark: #0f261c;     /* Dark Header & Hero Slate */
  --color-primary-deep: #081711;     /* Midnight Heritage Green */
  --color-primary-light: #25563e;    /* Forest Emerald for cards/accents */
  --color-primary-hover: #1f4a35;    /* Interactive state */
  
  --color-accent: #c5a059;           /* Prestigious Warm Champagne Gold */
  --color-accent-light: #dfbe7d;     /* Highlight Gold */
  --color-accent-dark: #997836;      /* High-contrast Gold border/active */
  --color-accent-subtle: #fbf6ec;    /* Gold tint background */

  /* Neutral & Base Colors */
  --color-bg: #f7faf8;               /* Clean muted mint/white background */
  --color-surface: #ffffff;          /* Pure white card surface */
  --color-surface-subtle: #eff5f1;   /* Soft slate-mint card background */
  --color-surface-hover: #f4f8f5;    /* Surface interactive state */
  --color-text: #1b2620;             /* Ultra-legible dark text (13:1 on white) */
  --color-text-muted: #495a51;       /* Accessible secondary text (> 4.8:1) */
  --color-text-light: #6d7f76;       /* Subtext / metadata */
  --color-text-inverted: #ffffff;    /* Text on dark surfaces */
  --color-text-accent: #b28a38;      /* Accessible gold text on dark or bordered */

  /* Semantic State Colors */
  --color-success: #1e6b45;
  --color-warning: #9e6400;
  --color-danger: #a72323;
  --color-info: #175270;

  /* Borders & Dividers */
  --color-border: rgba(24, 60, 43, 0.12);
  --color-border-subtle: rgba(24, 60, 43, 0.07);
  --color-border-strong: rgba(24, 60, 43, 0.22);
  --color-border-gold: rgba(197, 160, 89, 0.35);

  /* Shadows */
  --shadow-xs: 0 1px 3px rgba(15, 38, 28, 0.05);
  --shadow-sm: 0 2px 6px rgba(15, 38, 28, 0.06);
  --shadow-md: 0 6px 16px rgba(15, 38, 28, 0.08);
  --shadow-lg: 0 12px 32px rgba(15, 38, 28, 0.11);
  --shadow-xl: 0 20px 48px rgba(15, 38, 28, 0.15);

  /* Typography */
  --font-sans: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-serif: 'Playfair Display', Georgia, "Times New Roman", serif;

  /* Border Radii */
  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.15s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.35s cubic-bezier(0.4, 0, 0.2, 1);

  /* Layout */
  --container-max: 1240px;
  --header-height: 84px;
}

/* --- Global Reset & Box Model --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  background-color: var(--color-bg);
  color: var(--color-text);
  line-height: 1.6;
  font-feature-settings: "cv02", "cv03", "cv04", "cv11";
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: clip; /* Fixes horizontal scroll without breaking sticky headers */
}

/* Typography Fluid Scaling */
h1, h2, h3, h4, h5, h6 {
  color: var(--color-primary-dark);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
  overflow-wrap: break-word;
}

h1 {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4.5vw + 0.8rem, 3.4rem);
  letter-spacing: -0.03em;
  font-weight: 800;
}

h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.6rem, 2.8vw + 0.6rem, 2.4rem);
}

h3 {
  font-size: clamp(1.25rem, 1.8vw + 0.4rem, 1.65rem);
  font-weight: 600;
}

h4 {
  font-size: clamp(1.1rem, 1.2vw + 0.3rem, 1.35rem);
  font-weight: 600;
}

p {
  margin-bottom: 1rem;
  overflow-wrap: break-word;
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-primary-light);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-accent-dark);
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

img, svg {
  max-width: 100%;
  height: auto;
  display: block;
}

/* Container & Layout */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: clamp(1rem, 4vw, 2rem);
}

.section {
  padding-block: clamp(3rem, 6vw, 5.5rem);
}

.section-subtle {
  background-color: var(--color-surface-subtle);
}

.section-dark {
  background-color: var(--color-primary-dark);
  color: var(--color-text-inverted);
}

.section-dark h1,
.section-dark h2,
.section-dark h3,
.section-dark h4 {
  color: var(--color-text-inverted);
}

.section-header {
  text-align: center;
  max-width: 780px;
  margin-inline: auto;
  margin-bottom: clamp(2.5rem, 4vw, 3.75rem);
}

.section-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.35rem 0.9rem;
  background-color: rgba(197, 160, 89, 0.15);
  color: var(--color-accent-dark);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
  border: 1px solid rgba(197, 160, 89, 0.3);
}

.section-dark .section-badge {
  background-color: rgba(197, 160, 89, 0.2);
  color: var(--color-accent-light);
  border-color: rgba(197, 160, 89, 0.35);
}

.section-subtitle {
  font-size: clamp(1.05rem, 1.2vw, 1.2rem);
  color: var(--color-text-muted);
  margin-top: 0.85rem;
  line-height: 1.6;
}

.section-dark .section-subtitle {
  color: rgba(255, 255, 255, 0.8);
}

/* ==========================================================================
   Header & Sticky Navigation
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgba(15, 38, 28, 0.96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(197, 160, 89, 0.22);
  box-shadow: 0 4px 20px rgba(8, 23, 17, 0.25);
  transition: background-color var(--transition-normal);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-height);
  padding-block: 0.75rem;
  gap: 1.25rem;
}

.header-brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo-img {
  width: auto;
  height: 44px;
  object-fit: contain;
}

.brand-text-fallback {
  display: flex;
  flex-direction: column;
}

.brand-text-title {
  color: #ffffff;
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  line-height: 1.1;
}

.brand-text-sub {
  color: var(--color-accent-light);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
}

/* Desktop Navigation */
.header-nav {
  display: none;
  align-items: center;
  gap: 1.75rem;
}

.nav-link {
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.96rem;
  font-weight: 500;
  position: relative;
  padding-block: 0.4rem;
  transition: color var(--transition-fast);
}

.nav-link:hover {
  color: var(--color-accent-light);
}

.nav-link.active {
  color: #ffffff;
  font-weight: 600;
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -2px;
  inset-inline-start: 0;
  width: 100%;
  height: 2px;
  background-color: var(--color-accent);
  border-radius: var(--radius-full);
}

.header-actions {
  display: none;
  align-items: center;
  gap: 1.25rem;
}

.header-tel-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: #ffffff;
  font-weight: 600;
  font-size: 0.94rem;
  padding: 0.45rem 0.85rem;
  border-radius: var(--radius-sm);
  background-color: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  transition: all var(--transition-fast);
}

.header-tel-link svg {
  width: 16px;
  height: 16px;
  fill: var(--color-accent-light);
}

.header-tel-link:hover {
  background-color: rgba(197, 160, 89, 0.18);
  border-color: var(--color-accent);
  color: #ffffff;
}

/* Mobile Hamburger Toggle */
.mobile-nav-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-sm);
  color: #ffffff;
  cursor: pointer;
  padding: 0;
  transition: background-color var(--transition-fast);
}

.mobile-nav-toggle:hover {
  background-color: rgba(255, 255, 255, 0.1);
}

.hamburger-icon {
  width: 24px;
  height: 18px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.hamburger-line {
  display: block;
  width: 100%;
  height: 2px;
  background-color: #ffffff;
  border-radius: 2px;
  transition: transform var(--transition-normal), opacity var(--transition-normal);
}

/* Mobile Drawer */
.mobile-drawer {
  position: fixed;
  inset-block-start: 0;
  inset-inline-end: 0;
  width: min(85vw, 360px);
  height: 100vh;
  background-color: var(--color-primary-dark);
  box-shadow: -8px 0 32px rgba(0, 0, 0, 0.4);
  z-index: 1050;
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform var(--transition-normal);
  padding: 1.5rem;
  overflow-y: auto;
}

.mobile-drawer.is-open {
  transform: translateX(0);
}

.mobile-drawer-backdrop {
  position: fixed;
  inset: 0;
  background-color: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  z-index: 1040;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
}

.mobile-drawer-backdrop.is-open {
  opacity: 1;
  visibility: visible;
}

.mobile-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  margin-bottom: 1.5rem;
}

.mobile-drawer-close {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-sm);
  color: #ffffff;
  font-size: 1.5rem;
  cursor: pointer;
  line-height: 1;
}

.mobile-nav-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 2rem;
}

.mobile-nav-link {
  display: flex;
  align-items: center;
  min-height: 48px;
  padding: 0.75rem 1rem;
  color: #ffffff;
  font-size: 1.1rem;
  font-weight: 500;
  border-radius: var(--radius-sm);
  transition: background-color var(--transition-fast), color var(--transition-fast);
}

.mobile-nav-link:hover,
.mobile-nav-link.active {
  background-color: rgba(197, 160, 89, 0.16);
  color: var(--color-accent-light);
}

.mobile-drawer-footer {
  margin-top: auto;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

/* ==========================================================================
   Buttons & Action Controls
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1.2;
  padding: 0.8rem 1.6rem;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
  min-height: 48px;
  min-width: 48px;
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
  box-shadow: 0 4px 12px rgba(24, 60, 43, 0.2);
}

.btn-primary:hover {
  background-color: var(--color-primary-light);
  border-color: var(--color-primary-light);
  color: #ffffff;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(24, 60, 43, 0.28);
}

.btn-accent {
  background-color: var(--color-accent);
  color: var(--color-primary-deep);
  border-color: var(--color-accent);
  font-weight: 700;
  box-shadow: 0 4px 14px rgba(197, 160, 89, 0.35);
}

.btn-accent:hover {
  background-color: var(--color-accent-light);
  border-color: var(--color-accent-light);
  color: var(--color-primary-deep);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(197, 160, 89, 0.45);
}

.btn-outline {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.btn-outline:hover {
  background-color: var(--color-primary);
  color: #ffffff;
}

.btn-outline-white {
  background-color: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background-color: #ffffff;
  color: var(--color-primary-dark);
  border-color: #ffffff;
}

.btn-sm {
  padding: 0.55rem 1.1rem;
  font-size: 0.88rem;
  min-height: 40px;
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: 1.05rem;
  min-height: 54px;
}

.btn-full {
  width: 100%;
}

/* ==========================================================================
   Hero Section
   ========================================================================== */
.hero {
  position: relative;
  background-color: var(--color-primary-dark);
  color: #ffffff;
  padding-block: clamp(3.5rem, 7vw, 6.5rem);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(197, 160, 89, 0.12) 0%, transparent 60%),
              radial-gradient(circle at 10% 80%, rgba(37, 86, 62, 0.4) 0%, transparent 60%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2.5rem, 5vw, 4rem);
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-content {
  min-width: 0;
}

.hero-heading {
  color: #ffffff;
  margin-bottom: 1.25rem;
}

.hero-heading .gold-text {
  color: var(--color-accent-light);
  font-style: italic;
}

.hero-lead {
  font-size: clamp(1.05rem, 1.4vw, 1.25rem);
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 2rem;
  line-height: 1.6;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.hero-trust-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  align-items: center;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.85);
  font-weight: 500;
}

.trust-item svg {
  width: 18px;
  height: 18px;
  fill: var(--color-accent);
  flex-shrink: 0;
}

.hero-media {
  position: relative;
  min-width: 0;
}

.hero-card-wrapper {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.35);
  border: 1px solid rgba(255, 255, 255, 0.15);
  aspect-ratio: 4 / 3;
}

.hero-card-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-badge-floating {
  position: absolute;
  bottom: 1.5rem;
  inset-inline-start: 1.5rem;
  background: rgba(15, 38, 28, 0.92);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(197, 160, 89, 0.35);
  display: flex;
  align-items: center;
  gap: 0.85rem;
  max-width: calc(100% - 3rem);
}

.hero-badge-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  background-color: rgba(197, 160, 89, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero-badge-icon svg {
  width: 22px;
  height: 22px;
  fill: var(--color-accent-light);
}

.hero-badge-text {
  font-size: 0.84rem;
  line-height: 1.35;
  color: #ffffff;
}

.hero-badge-text strong {
  display: block;
  font-size: 0.96rem;
  color: var(--color-accent-light);
}

/* ==========================================================================
   Card Grids & Services
   ========================================================================== */
.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(1.25rem, 2.5vw, 2rem);
}

.card {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  padding: clamp(1.5rem, 3vw, 2.25rem);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  display: flex;
  flex-direction: column;
  min-width: 0;
  position: relative;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(24, 60, 43, 0.25);
}

.card-icon-wrapper {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  background-color: var(--color-surface-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  color: var(--color-primary);
  border: 1px solid var(--color-border);
}

.card-icon-wrapper svg {
  width: 28px;
  height: 28px;
  fill: currentColor;
}

.card-title {
  margin-bottom: 0.75rem;
}

.card-text {
  color: var(--color-text-muted);
  font-size: 0.98rem;
  line-height: 1.6;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 600;
  color: var(--color-primary);
  font-size: 0.92rem;
  margin-top: auto;
}

.card-link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition-fast);
}

.card:hover .card-link svg {
  transform: translateX(4px);
}

/* Feature Showcase Strip */
.feature-banner {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 4vw, 3.5rem);
  color: #ffffff;
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: center;
  border: 1px solid rgba(197, 160, 89, 0.25);
  box-shadow: var(--shadow-xl);
}

.feature-banner h3 {
  color: #ffffff;
  margin-bottom: 1rem;
}

.feature-banner p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.05rem;
}

/* ==========================================================================
   Partners Carousel & Grid (Accessible)
   ========================================================================== */
.partners-section {
  padding-block: clamp(3rem, 5vw, 4.5rem);
  background-color: #ffffff;
  border-block: 1px solid var(--color-border);
}

.partners-header {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 0.75rem;
  margin-bottom: 2.25rem;
}

.partners-controls {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-top: 1rem;
}

.carousel-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background-color: var(--color-surface-subtle);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  color: var(--color-primary);
  cursor: pointer;
  transition: all var(--transition-fast);
}

.carousel-btn:hover {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
}

.carousel-btn svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.carousel-pause-btn {
  padding-inline: 1rem;
  border-radius: var(--radius-sm);
  width: auto;
  font-size: 0.85rem;
  font-weight: 600;
  gap: 0.4rem;
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
  align-items: center;
}

.partner-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-sm);
  padding: 1.25rem 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 90px;
  transition: all var(--transition-fast);
}

.partner-card:hover {
  background: #ffffff;
  border-color: var(--color-border-strong);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.partner-card img {
  max-height: 48px;
  width: auto;
  max-width: 100%;
  object-fit: contain;
  filter: grayscale(85%) contrast(110%);
  opacity: 0.85;
  transition: all var(--transition-fast);
}

.partner-card:hover img {
  filter: grayscale(0%) contrast(100%);
  opacity: 1;
}

/* ==========================================================================
   Calculators Suite (Interactive)
   ========================================================================== */
.calc-wrapper {
  background-color: var(--color-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  margin-bottom: 2.5rem;
}

.calc-tabs {
  display: flex;
  background-color: var(--color-surface-subtle);
  border-bottom: 1px solid var(--color-border);
  overflow-x: auto;
  scrollbar-width: none;
}

.calc-tabs::-webkit-scrollbar {
  display: none;
}

.calc-tab {
  flex: 1;
  min-width: 180px;
  padding: 1.1rem 1.25rem;
  background: transparent;
  border: none;
  border-bottom: 3px solid transparent;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-text-muted);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.calc-tab:hover {
  color: var(--color-primary);
  background-color: rgba(24, 60, 43, 0.04);
}

.calc-tab.active {
  color: var(--color-primary);
  background-color: var(--color-surface);
  border-bottom-color: var(--color-accent);
}

.calc-tab-content {
  display: none;
  padding: clamp(1.5rem, 3.5vw, 2.75rem);
}

.calc-tab-content.active {
  display: block;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(1.75rem, 3vw, 2.75rem);
}

.calc-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-label {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--color-text);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.form-help {
  font-size: 0.8rem;
  color: var(--color-text-light);
  font-weight: 400;
}

.input-affix {
  position: relative;
  display: flex;
  align-items: center;
}

.input-affix-prefix {
  position: absolute;
  inset-inline-start: 1rem;
  font-weight: 600;
  color: var(--color-text-muted);
  pointer-events: none;
}

.input-affix-suffix {
  position: absolute;
  inset-inline-end: 1rem;
  font-weight: 600;
  color: var(--color-text-muted);
  pointer-events: none;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1rem;
  font-family: var(--font-sans);
  font-size: 1rem;
  color: var(--color-text);
  background-color: var(--color-bg);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  min-height: 48px;
}

.input-affix .form-control {
  padding-inline-start: 2rem;
}

.input-affix-suffix ~ .form-control,
.input-affix .form-control.has-suffix {
  padding-inline-end: 2.2rem;
}

.form-control:focus {
  background-color: #ffffff;
  border-color: var(--color-primary-light);
  outline: none;
  box-shadow: 0 0 0 3px rgba(37, 86, 62, 0.15);
}

.form-range {
  width: 100%;
  accent-color: var(--color-primary);
  margin-top: 0.4rem;
  cursor: pointer;
}

.calc-results-card {
  background: linear-gradient(145deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #ffffff;
  border-radius: var(--radius-md);
  padding: clamp(1.5rem, 2.5vw, 2.25rem);
  border: 1px solid rgba(197, 160, 89, 0.3);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 1.5rem;
}

.calc-results-header h4 {
  color: #ffffff;
  font-size: 1.25rem;
  margin-bottom: 0.35rem;
}

.calc-results-header p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.88rem;
}

.result-highlight {
  background-color: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-sm);
  padding: 1.25rem;
  border: 1px solid rgba(255, 255, 255, 0.12);
  margin-block: 0.5rem;
}

.result-label {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-accent-light);
  font-weight: 700;
  margin-bottom: 0.25rem;
}

.result-val-huge {
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  font-weight: 800;
  font-family: var(--font-serif);
  color: #ffffff;
  line-height: 1.1;
}

.result-grid-breakdown {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
}

.breakdown-item {
  background-color: rgba(0, 0, 0, 0.15);
  padding: 0.75rem;
  border-radius: var(--radius-xs);
  border: 1px solid rgba(255, 255, 255, 0.07);
}

.breakdown-title {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.7);
  display: block;
}

.breakdown-val {
  font-size: 1.15rem;
  font-weight: 700;
  color: #ffffff;
}

.calc-disclaimer {
  font-size: 0.75rem;
  line-height: 1.4;
  color: rgba(255, 255, 255, 0.65);
  padding-top: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* ==========================================================================
   Lead Capture & Contact Forms
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.contact-card {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

.form-control-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-checkbox-wrapper {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.88rem;
  color: var(--color-text-muted);
}

.form-checkbox-wrapper input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 0.2rem;
  accent-color: var(--color-primary);
  flex-shrink: 0;
}

.form-status {
  padding: 1rem 1.25rem;
  border-radius: var(--radius-sm);
  font-size: 0.94rem;
  display: none;
  margin-bottom: 1.25rem;
}

.form-status.is-success {
  display: block;
  background-color: #e9f7ee;
  color: #125432;
  border: 1px solid #c2ebcf;
}

.form-status.is-error {
  display: block;
  background-color: #fdf0f0;
  color: #8c1e1e;
  border: 1px solid #f8c9c9;
}

/* Anti-spam honeypot */
.ohnohoney {
  opacity: 0;
  position: absolute;
  top: 0;
  left: 0;
  height: 0;
  width: 0;
  z-index: -1;
  pointer-events: none;
}

/* Contact Info Sidebar */
.contact-info-panel {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.contact-item-box {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}

.contact-icon-bubble {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background-color: rgba(197, 160, 89, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-primary);
}

.contact-icon-bubble svg {
  width: 22px;
  height: 22px;
  fill: currentColor;
}

.contact-item-box h4 {
  font-size: 1.05rem;
  margin-bottom: 0.25rem;
}

.contact-item-box p {
  color: var(--color-text-muted);
  font-size: 0.94rem;
  margin-bottom: 0;
}

/* ==========================================================================
   Team & About Us Styling
   ========================================================================== */
.team-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(1.5rem, 3vw, 2.25rem);
}

.team-card {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.team-photo-wrap {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 1;
  background-color: var(--color-surface-subtle);
  overflow: hidden;
}

.team-photo-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.team-card:hover .team-photo-wrap img {
  transform: scale(1.04);
}

.team-badge-cert {
  position: absolute;
  top: 1rem;
  inset-inline-end: 1rem;
  background-color: var(--color-primary-dark);
  color: var(--color-accent-light);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-full);
  border: 1px solid rgba(197, 160, 89, 0.4);
}

.team-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.team-name {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 0.25rem;
  color: var(--color-primary-dark);
}

.team-role {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-accent-dark);
  margin-bottom: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.team-bio {
  color: var(--color-text-muted);
  font-size: 0.92rem;
  line-height: 1.6;
  margin-bottom: 1.25rem;
}

.team-personal {
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border-subtle);
  font-size: 0.84rem;
  color: var(--color-text-light);
  font-style: italic;
}

/* ==========================================================================
   Values & Methodology
   ========================================================================== */
.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
}

.value-box {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  padding: 2rem;
  border-left: 4px solid var(--color-accent);
  box-shadow: var(--shadow-sm);
  border-block: 1px solid var(--color-border);
  border-right: 1px solid var(--color-border);
}

.value-box h3 {
  font-size: 1.35rem;
  margin-bottom: 0.75rem;
  color: var(--color-primary);
}

.value-box p {
  color: var(--color-text-muted);
  font-size: 0.98rem;
  line-height: 1.65;
}

/* ==========================================================================
   FAQ & Accordion Component
   ========================================================================== */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-width: 860px;
  margin-inline: auto;
}

.faq-item {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-xs);
  transition: border-color var(--transition-fast);
}

.faq-item.is-open {
  border-color: var(--color-primary-light);
}

.faq-trigger {
  width: 100%;
  padding: 1.25rem 1.5rem;
  background: transparent;
  border: none;
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-primary-dark);
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  cursor: pointer;
  min-height: 48px;
}

.faq-trigger:hover {
  background-color: var(--color-surface-subtle);
}

.faq-chevron {
  width: 20px;
  height: 20px;
  fill: var(--color-primary);
  transition: transform var(--transition-normal);
  flex-shrink: 0;
}

.faq-item.is-open .faq-chevron {
  transform: rotate(180deg);
}

.faq-body {
  display: none;
  padding: 0 1.5rem 1.5rem 1.5rem;
  color: var(--color-text-muted);
  font-size: 0.96rem;
  line-height: 1.65;
}

.faq-item.is-open .faq-body {
  display: block;
}

/* ==========================================================================
   Tables & Fee Itemization
   ========================================================================== */
.table-responsive {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  background-color: var(--color-surface);
  margin-bottom: 2rem;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.94rem;
}

.data-table th,
.data-table td {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--color-border);
  vertical-align: middle;
}

.data-table th {
  background-color: var(--color-surface-subtle);
  color: var(--color-primary-dark);
  font-weight: 700;
  text-transform: uppercase;
  font-size: 0.8rem;
  letter-spacing: 0.05em;
}

.data-table tr:last-child td {
  border-bottom: none;
}

.data-table tr:hover td {
  background-color: rgba(24, 60, 43, 0.02);
}

/* ==========================================================================
   Statutory Disclaimers & Risk Warning Banner
   ========================================================================== */
.risk-warning-banner {
  background-color: #fff9e6;
  border-inline-start: 4px solid #d4af37;
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-sm);
  color: #5c4400;
  font-weight: 600;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-block: 2rem;
  box-shadow: var(--shadow-xs);
}

.risk-warning-banner svg {
  width: 28px;
  height: 28px;
  fill: #b38600;
  flex-shrink: 0;
}

/* ==========================================================================
   Footer Component
   ========================================================================== */
.site-footer {
  background-color: var(--color-primary-deep);
  color: rgba(255, 255, 255, 0.85);
  padding-top: clamp(3.5rem, 6vw, 5rem);
  padding-bottom: 2rem;
  border-top: 1px solid rgba(197, 160, 89, 0.25);
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 3.5rem);
  margin-bottom: 3rem;
}

.footer-col-brand {
  min-width: 0;
}

.footer-logo {
  display: inline-block;
  margin-bottom: 1.25rem;
}

.footer-desc {
  font-size: 0.92rem;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.72);
  margin-bottom: 1.5rem;
}

.footer-contact-details {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  font-size: 0.88rem;
}

.footer-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: #ffffff;
}

.footer-contact-link:hover {
  color: var(--color-accent-light);
}

.footer-contact-link svg {
  width: 16px;
  height: 16px;
  fill: var(--color-accent);
}

.footer-col-title {
  color: #ffffff;
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 1.25rem;
  position: relative;
  padding-bottom: 0.5rem;
}

.footer-col-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  inset-inline-start: 0;
  width: 28px;
  height: 2px;
  background-color: var(--color-accent);
}

.footer-links-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-link {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: color var(--transition-fast), transform var(--transition-fast);
}

.footer-link:hover {
  color: var(--color-accent-light);
  transform: translateX(3px);
}

/* Footer Risk Notice & Statutory Details */
.footer-statutory {
  padding-top: 2.25rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-bottom: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.footer-risk-box {
  background-color: rgba(197, 160, 89, 0.12);
  border: 1px solid rgba(197, 160, 89, 0.3);
  padding: 1.1rem 1.35rem;
  border-radius: var(--radius-sm);
  font-size: 0.88rem;
  font-weight: 600;
  color: #ffffff;
  line-height: 1.5;
}

.footer-fca-text {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.6;
}

.footer-bottom {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.55);
}

.footer-legal-links {
  display: flex;
  gap: 1.5rem;
}

.footer-legal-links a {
  color: rgba(255, 255, 255, 0.7);
}

.footer-legal-links a:hover {
  color: var(--color-accent-light);
}

/* ==========================================================================
   Back To Top Floating Button
   ========================================================================== */
.back-to-top {
  position: fixed;
  bottom: 24px;
  inset-inline-end: 24px;
  width: 50px;
  height: 50px;
  border-radius: var(--radius-full);
  background-color: var(--color-primary);
  color: #ffffff;
  border: 2px solid var(--color-accent);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.25);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 990;
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: opacity var(--transition-normal), visibility var(--transition-normal), transform var(--transition-normal), background-color var(--transition-fast);
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background-color: var(--color-primary-light);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.35);
}

.back-to-top svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

/* ==========================================================================
   Responsive Breakpoints (Mobile First)
   ========================================================================== */

/* Tablet & Intermediate Screens (>= 640px) */
@media (min-width: 640px) {
  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .form-row {
    grid-template-columns: 1fr 1fr;
  }

  .footer-bottom {
    flex-direction: row;
  }
}

/* Medium Tablets & Laptops (>= 768px) */
@media (min-width: 768px) {
  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .values-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .partners-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .calc-layout {
    grid-template-columns: 1.15fr 0.85fr;
  }

  .contact-grid {
    grid-template-columns: 1.2fr 0.8fr;
  }

  .hero-grid {
    grid-template-columns: 1.15fr 0.85fr;
  }

  .feature-banner {
    grid-template-columns: 1.3fr 0.7fr;
  }
}

/* Desktops & Large Displays (>= 1024px) */
@media (min-width: 1024px) {
  .header-nav {
    display: flex;
  }

  .header-actions {
    display: flex;
  }

  .mobile-nav-toggle {
    display: none;
  }

  .card-grid-3 {
    grid-template-columns: repeat(3, 1fr);
  }

  .card-grid-4 {
    grid-template-columns: repeat(4, 1fr);
  }

  .team-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .partners-grid {
    grid-template-columns: repeat(6, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1.3fr 0.9fr 0.9fr 0.9fr;
  }
}

/* Ultra-Wide Constraints (>= 1440px) */
@media (min-width: 1440px) {
  :root {
    --container-max: 1280px;
  }
}

/* Accessibility: Reduced Motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}